Plenty of metal, oil, obsidian, silica pearls and penguins that provide organic polymer to substitute normal polymer. The snow region is unforgiving but if you can manage to survive there, it has the highest concentration of late game resources on the island. It would be wise to saddle everyone up and guide them through single file or in a two wide column with protection at the front and rear. I recommend taming a few dire bears as they can carry a decent amount and protect themselves or a pack of high level wolves to protect your herd. For this you'll need a few beasts of burden, fur armor and some strong protection. If you're willing to make some preparations, the north western snow region has a large amount of obsidian scattered through the forest along the north and west base of the mountain below the blue obelisk. These are easy to hit if you have a few argentavis. I do this about once every couple of weeks, as it lasts a good while (I don't kill that much, and although they kill each other, it only happens when not in hibernation, so it's very slow and gradual that the bias turns the game into World of Fish).The volcano and the two mountains east of it have obsidian. Solution to this is DestroyWildDinos cheat - it resets the population densities of dinos to their default settings. And he realized, that is where all the dinos went. Then he went to Hidden Lake and saw the thing absolutely choked with Coels, maybe 200 or more of them. This was proven by someone who did a "dino count" where the server told him how many there were, and even though he found nothing on land, it said there were 50,000 dinos. So what is happening (and some folks have the data to show this) is that over time, the water becomes stuffed with Coels, which you're almost never going to be looking for, and the land becomes deserted. And pretty much the easiest ones are Coelocanths - fish. Well over time what happens is the server's population becomes more and more populated with easy dinos. And a Carno would more likely be replaced by a Stego, and so on. Since the spawns are biased toward easier dinos, if you kill a Trex, say, it's more likely to be replaced by a Carno than another Rex. Kill a dilo, it might be replaced with a trike. When something dies, it does not always get replaced by the same species. Instead, what happens in SP, at least, is that the game biases its spawns toward easier dinos. The spawn nodes are not being "deleted" or bugged. The populations of dinos denuding is caused by a different issue. ![]() It's annoying but with sufficient babysitting you can deal. Time how long it takes for nodes to come back and keep track of it so you know how long to wait. Mine things first, then go out hunting, crafting, etc. The solution to this is don't exit the game until you see those nodes respawn. (They haven't quite, because there are some methods for getting them to start up again, but for all intents and purposes this is what has happened.) It's almost as if the nodes have been deleted. This can "break" the node - for all intents and purposes you can imagine (though it is not exactly correct) that if you dare have the temerity to exit the game while a node is empty (has been mined and not regenned yet), that node will be permanently locked in that state. ![]() The resource nodes become bugged when you mine a node out and then exit the game before the node respawns. The dino spawn "bug" and the resource node bug are caused by two different things. JUST obsidian never does :(Īnyone has a solution? or anyone has a MOD to force regrow minerals? We have re-fertilizer for plant base ressources. ![]() ![]() Metal came back, crystal came back, dinos came back. since our base is in the easy 2 zone, and we traveled to the volcano using Argentavis. it didnt regrow in the last 5 days we went there.ĭistance doesnt work. So now, latest game we played we went back to the volcano, and we noticed the volcano RAN OUT OF OBSIDIAN. but not obsidian.īecause of that, we were forced to get our obsidian at the volcano. go back in it 2-3 (in game) time creatures are back, metal is back. REGARDLESS of distance, and time.įor example: our base is not far from the South cave (easy zone 2) we cleared the gave of its creatures, metal and obsidian. all ressources respawns at normal rates EXCEPT obsidians. we fixed that by reducing the respawn radius to buildings, and shorten the spawning speed of ressources.īUT since then. So a while ago I had problems with ressources in general not respawning (Non-dedicated Multiplayer game for me and a friend). private non-dedicated server for me and a buddy, pvp server.
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Holly Short – Artemis Fowl by Eoin Colfer Pink tutu + pink ballet shoes + mouse ears + bow + flower decoration 26. Angelina Ballerina – Angelina Ballerina by Katharine Holabird and Helen Craig Green/brown top + shorts + tights + wreath of leaves 25. Puck – A Midsummer Night's Dream by Shakespeare (From the film) Purple cape/hooded dress + pink bow + grey wig + magic wand 24. The Fairy Godmother – Cinderella by Charles Perrault Grandma Swagg – Cops and Robbers by Janet and Allan Ahlbergīlue and white striped top + black skirt + red feather boa + white wig + glasses + walking stick + black hat with purple ribbon + (optional) gold plastic jewellery World Book Day fairy or winged costumes 23. Julius Zebra – Julius Zebra by Gary Northfieldīlack and white striped top + black and white striped tights + gladiator-type brown skirt + plastic sword 22. Father Christmas – Father Christmas Goes on Holiday by Raymond Briggsīlue and white striped top + red and white polka shorts + white sun hat + white beard 21. ![]() Burglar Bill – Burglar Bill by Janet and Allan Ahlbergĭark blue and white striped top + blue peaked cap + torch + robber mask + sack + (optional) toy cat to go in sack 20. Red and white striped top + bobble hat + glasses + walking stick + either blue trousers/skirt and red and white striped tightsĪlready done the Wally number? Try the following stripy alternatives.ġ9. Wally or Wenda – Where's Wally? by Martin Hanford Skeleton outfit + red top hat with blue ribbon World Book Day costumes with a red and white stripy top 14. Skeleton – Funnybones by Janet and Allan Ahlberg Monster – Not Now, Bernard by David McKee Pumpkin outfit (ideally without a scary face on it) + toy/images of insects attached 12. Turn a pumpkin into a Giant Peach – James and the Giant Peach by Roald Dahl Charlotte the Spider – Charlotte’s Web by E B White Let’s face it – very few of us have the time, energy or inclination to conjure up a new outfit every year, so why not try repurposing something from another fancy dress party, or last year's Halloween costume? It's eco-friendly too! 10. ![]() Light blue nightie (in the film) Repurposed costumes for World Book Day ‘Boy’ – The Polar Express by Chris Van Allsburg Tom – Tom's Midnight Garden by Phillippa Pearceīlue and white striped PJs 5. Normal clothes + wellies + (toy) snail Book characters that wear pyjamas 4. Sophie – Sophie's Adventures by Dick King-Smith Normal clothes + golden ticket + chocolate bar 3. Charlie Bucket – Charlie and the Chocolate Factory by Roald Dahl Normal clothes + bucket + toy dinosaurs 2. Harry – Harry and the Bucketful of Dinosaurs by Ian Whybrow ![]() HTX selects premium new assets worldwide by focusing on quality and timeliness. HTX will continue to expand partnerships with different projects, public chains, stablecoins, and foster a multi-dimensional business ecosystem through collaborative efforts. HTX will also strategically partner with public chains like TRON, cross-chain protocols like the BitTorrent Chain, as well as stablecoin projects such as TrueUSD. With a primary focus on growth and profitability, HTX is providing users worldwide with professional services and a diverse product lineup, including PrimeVote, Flexi Max, Shark Fin, and more. HTX aims to keep ahead of the latest developments in the crypto market. HTX plans to expand business globally by venturing into new markets with promising prospects across various countries and regions while maintaining a balanced growth. HTX is embarking on a growth strategy of "global expansion, thriving ecosystem, wealth effect, and security and compliance." HTX's new mission is to build a metaverse free port with a vision to achieve financial freedom for 8 billion people on earth. ![]() There is also a brand new slogan - "HTX, Just Trade It". It is a new era for the platform with synergy between HTX, TRON, and Poloniex. On the other hand, X is the Roman numeral for 10, which pays tributes to HTX’s 10th anniversary. ![]() Hence, HTX is an exchange with its native token of HT. Looking at HTX through the combination of HT and X, HT represents the native token of the platform while X symbolizes the exchange. "H" stands for Huobi, "T" represents TRON with a commitment to being all in TRON, and "X" stands for the exchange. As the world's leading virtual assets exchange, Huobi launches a refreshed branding strategy on September 13, 2023, where "Huobi" will be rebranded as "HTX", our new global brand. ![]() ![]() The WWL-1 also allows your lens to focus ultra close to a subject, and has full zoom through capability - which means you can zoom anytime during the dive for a versatile field of view. The reason this lens is so sharp is that it has been designed to work underwater so that your lens focuses on the actual subject in the water and not on the virtual image of the dome. The Nauticam WWL-1B is an ultrasharp wide angle wet lens that screws onto the front of a port underwater to convert a 28mm full frame lens to a 130 degree field of view. The kit lens may be plasticy and inexpensive, but it packs a very powerful punch with Nauticam's water-contact optics to guide it underwater. In fact, the image quality in our wide angle images has been sharper than the image quality of the popular Sony 16-35mm because the WWL-1 produces sharper corners. And ultimately, we think the image quality from the system is unparalleled whether you are shooting video or photos. And because you only need one port and one (relatively inexpensive) lens, this system ends up being the most affordable option for Nauticam shooters that want to shoot both wide and macro. This wide angle pairing can also be used with a macro wet lens like the Nauticam CMC-2 Compact Macro Converter for the ultimate macro to wide angle set up without needing to change lenses topside. In a single dive you can shoot everything from a 130 degree ultra-wide field of view to 1:1 macro photos at 0.9x magnification (and anything in between). That is until we recently tested an exciting new combination - the recent Sony 28-60mm f/4-5.6 kit lens paired with the Nauticam WWL-1 Wet Wide Angle Lens is the best underwater wide angle system for Sony cameras. Thus the lack of a dedicated close focus wide angle lens had left us scratching our head as to the ideal wide angle option to recommend for Sony cameras. While Sony has a fisheye conversion lens, it does not perform as well as the Canon 8-15mm fisheye or the Nikon 8-15mm fisheye. Nikon and Canon have always led the pack in underwater wide angle lenses due to their excellent fisheye options. Underwater it can be essential to focus close to your subjects for the best possible color and detail. Rectilinear lenses also don't focus quite as close as fisheye lenses. But once you put a rectilinear wide angle lens behind a dome port, your corners start to get a little soft. And indeed, the Sony 16-35mm f/4 is an incredible topside wide angle lens. Don't get us wrong, Sony makes excellent, high-quality, professional-grade glass. And the list goes on.īut what Sony has always been lacking is a good choice of wide angle lens options for underwater photography and video - especially close-focus wide-angle. The Sony A7R IV is the highest resolution full-frame camera on the market, clocking in at 61 megapixels. The Sony A7S III and Sony FX3 is able to capture clean, useable 4k/120p video at ISOs way beyond 12,800. The Sony A1, as Sony's flagship camera, was the first camera ever able to capture 50 MP photos at 30 frames per second. It's no secret that Sony makes incredible camera bodies with industry leading technology. ![]() Meade - DS-2080AT-LNT - 80mm Refractor on DS-2000 Generation II Mount Generic 102mm f/5 refractor OTA w 2" diagonal and tube rings - Used Sky-Watcher USA Pro 120ED APO - 120mm Refractor Telescope #S11130 Sky-Watcher Evostar 100 ED APO Refractor Telescope #S11120 Sky-Watcher 100mm Esprit ED Triplet APO Refractor #S11410 Sky Watcher EvoStar 80 ED APO Refractor Telescope #S11100 Orion StarBlast 62mm Compact Travel Refractor Telescope #10149 Orion Observer 70mm Equatorial Refractor Telescope #09882Ĭelestron Travel Scope 70 Portable Telescope with Backpack #21035 Orion Observer 70mm Altazimuth Refractor Telescope #09881 Orion GoScope II 70mm Refractor Travel Telescope #10034 Lunt Solar Systems 60mm H-Alpha Double Stack Telescope - B1200 - Pressure Tuner - Crayford Focuser #60THAD/B12CP Lunt Solar 60mm Universal Telescope Observer Package #LS-LS60MT-Observer-Package Lunt Solar 60mm Universal Telescope Starter Package #LS-LS60MT-STARTER-PACKAGE Lunt Solar 50mm Pressure Tuned H-Alpha Telescope - B400 Blocking Filter #50THA/B4PT William Optics Zenithstar 126mm f/7.7 Imaging Apo Refractor #A-Z126RD-VPĬoronado PST 40mm H-Alpha Solar Telescope #PSTĬoronado PST Double Stack - 0.5A H-Alpha Solar Telescope Bundle #0.5PST William Optics Zenithstar 103mm f/6.9 Imaging Apo Refractor with Rotolock, 0.8 Flattener, Soft Carry Case William Optics Zenithstar 103mm f/6.9 Imaging Apo Refractor: Gold, Soft Carry Case William Optics Zenithstar 103mm f/6.9 Imaging Apo Refractor: Gold #A-Z103GD William Optics Gran Turismo 81mm f/5.9 FD Apo Triplet Refractor #GT81 William Optics Megrez 72 Doublet APO (DDG) Vixen Space Eye 70 - 70mm f/10 Refractor w/ AZ Mount #32752 Skyviewer Diagonal Kit (compatible with Galileoscope) Skyviewer Bundle (Skyviewer+Diagonal+Tripod) Skyviewer Telescope (Galileoscope compatible) To lock in a price, please request for a quote.īosma Omega MC 6" f/12 Rumak Mak Cass OTA - introductory Most large items will be priced to include complimentary delivery. Delivery is available if required, and charges will be provided upon request (varies from S$15 to S$35 depending on delivery location and size of items). Paypal payments have a surcharge to cover costs. Prices are for self collection in Singapore and there are no additional shipping charges, GST or other hidden charges for payment by cash or cheque. ![]() Without notice! Prices depend on the manufacturer's latest prices in the USA and may vary significantly. Prices are for reference only and subject to change For smaller items, we may have them in stock. It will take about 4-8 weeks for shipment depending on the size of the item. NOTES: In general, we will ship items from the USA after they are ordered. ![]() For the latest prices, please request for a quote. The prices in this price list may still be reflecting the old price. BUDGET CALCULATOR: If you just need a budgettary price, try our simple onlineīAADER PRICE LIST: To see our price list forĢ015 PRICES: Due to the change in USD exchange rates, prices of many items have increased about 8%. ![]() Houston Intercontinental (IAH): Landry's Seafood.You can view the full restaurant list here, but some examples include: There currently are more than 30 Priority Pass-participating airport restaurants within the U.S. However, Priority Pass membership affiliated with Chase and U.S. Priority Pass also has a partnership with airport restaurants, mini-suites and more, giving Priority Pass members an opportunity to enjoy perks at locations that either don't have a traditional lounge or the chance to eat at a restaurant rather than an airport lounge for a change.Īmerican Express-issued Priority Pass memberships no longer include the restaurant benefit as of 2019, and Capital One removed this benefit at the start of 2023. Guests and children often are allowed, but you'll want to check the rules of your desired lounge location and your Priority Pass membership to be sure of your inclusions. Lounges also vary in terms of quality, from more spartan facilities in Honolulu, to nicer ones, such as The Club at MCO in Orlando. Both the Lufthansa Business Lounge at DTW and the Air France Lounge at BOS are some examples of this. Some lounges, like The Club at ATL in Atlanta, are independent facilities while others are affiliated with airlines. The facilities in the Priority Pass network vary by owner and location. The lounge in Punta Cana even has a pool. However, there's a good chance Priority Pass can help you on many of your trips. So while the network is large, there's no guarantee you'll have an access lounge on every single trip you take. ![]() As of this writing, it boasts 1,300 eligible locations in more than 600 airports in over 150 countries.Īlthough those numbers are impressive, many of the lounges are outside of the U.S. Priority Pass is a network of airport lounges, mini-suites and even airport restaurants. Let's take a closer look at the different levels of Priority Pass membership, as well as which cards offer the benefit and how to get the most out of your access. It's also worth noting that Priority Pass membership isn't automatic if you have a credit card that offers membership, you still need to enroll to activate your membership benefits. Although you may already have a Priority Pass card in your wallet, it's sometimes unclear what that means and what's included in your membership. Many of the top rewards credit cards offer access to the Priority Pass, a network of airport lounges around the world. It's for anyone who wants to make their airport travel experience more luxurious and less stressful. Lounge access: It's not just for the rich and famous. ![]() On January 3, 2009, the network gave two hours of the programming time that the 4Kids TV block occupied back to its affiliates, while the other two hours would be retained by the network for a paid programming block titled Weekend Marketplace, which replaced 4Kids TV on January 3, 2009. Fox announced that the four-hour time period would no longer be used for children's programming, owing that it was no longer viable due to the insurmountable competition from children's cable channels (such as Nickelodeon, Cartoon Network, and Disney Channel). On November 10, 2008, 4Kids Entertainment announced that 4Kids TV would conclude at the end of the year due to intervening conflicts between Fox and 4Kids, as the latter company had not paid the network for the time lease for some time, while the network was unable to maintain the guaranteed 90% clearance for the block due to affiliate refusals and an inability to secure secondary affiliates to carry the programming in markets where the Fox station denied clearance for the block. The block was renamed as Toonzai on August 14, 2010, and continued to air until it ended August 18, 2012, being replaced by Vortexx a week later and the block continued to air until it ended on September 27, 2014. On October 2, 2007, 4Kids Entertainment announced it would program a competing Saturday morning lineup for The CW, the new block, The CW4Kids (later renamed Toonzai, with the original name becoming a secondary brand), premiered on May 24, 2008, replacing the Kids' WB programming block, which had been carried over to The CW from one of its predecessors, The WB, when it launched on September 23, 2006. ![]() The programming block aired on Saturday mornings in most areas of the United States, though some stations carried it on Sundays (often due to scheduling conflicts resulting from the block airing on stations affiliated with other minor networks that had their own older children's anime program blocks which competed with FoxBox/4Kids TV, including the Kids' WB on The WB and later The CW, and for its first year, the Disney's One Too block on UPN). However, Fox's standards and practices department still handled content approval and responsibility of editing the series to meet FCC broadcast standards. 4Kids Entertainment was fully responsible for the content of the block and collected all of the advertising revenue accrued from it. The block was rebranded as 4Kids TV on January 22, 2005. The block aired a preview special on September 1, 2002, and was formally launched on September 14, 2002, under the name " FoxBox," a joint venture between the Fox Broadcasting Company and 4Kids Entertainment, replacing Fox Kids, which the network announced it would discontinue as a result of the 2001 purchase of Fox Family Worldwide by The Walt Disney Company (which resulted in much of the content featured on the block moving to Disney's networks and blocks). The 4Kids TV block was part of the Fox network schedule, although it was syndicated to other broadcast television stations in certain markets where a Fox affiliate declined to air it. It originated as a weekly block on Saturday mornings on the Fox network, which was created out of a four-year agreement reached on January 22, 2002, between 4Kids Entertainment and Fox to lease the five-hour Saturday morning time slot occupied by the network's existing children's program block, Fox Kids. ![]() "The Game Station" logo used from Septemto December 27, 2008ĤKids TV (often stylized as 4K!DSTV and formerly known as FoxBox from Septemto January 15, 2005) was an American television programming block and Internet-based video on demand children's network operated by 4Kids Entertainment. ![]() Once the chicken is cooked, it can be stored for up to 4 days in the fridge. You can also make the masala-yogurt marinade up to a day ahead of time. If your spices lack aroma, the final dish won’t be as good.Ĭan I make this ahead of time? We certainly recommend marinating the chicken for at least 8 hours, but you can go up to 24 if need be. Whichever you choose, if you’ve had a blend or individual spices in your kitchen for over 6 months, be sure to check them for freshness before utilizing them in this (or any!) recipe. We’ve included a recipe below, but you can also use any of the store-bought options available at your local grocery store or specialty spice market. What is masala? Masala is a traditional spice blend (similar to curry powder) that is used to flavor a variety of Indian dishes (like chicken tikka masala). ![]() ![]() You’ll broil it for a few minutes right before serving to imitate the traditional smoky char, giving you timeless taste, without a ton of hands-on effort. You can marinate the chicken in the morning, then roast it for just 30 minutes when you’re ready for dinner. The real stand-out in this timeless recipe is the use of a masala- yogurt marinade that coats the chicken throughout the cooking process, making it exceedingly juicy and extra flavorful. Though traditionally the chicken is grilled in a clay tandoor grill (hence the name), it’s possible to make it at home in your oven. Tandoori chicken is a tender, flavor-bombed chicken dish that’s a staple in Indian cuisine. Physicians should claim only the credit commensurate with the extent of their participation in the activity.Ī record of attendance will be provided to all registrants for requesting credits in accordance with state nursing boards, specialty societies or other professional associations.įor disclosure information regarding Mayo Clinic School of Continuous Professional Development accreditation review committee member(s) and staff, please go here to review disclosures. Mayo Clinic College of Medicine and Science designates this live activity for a maximum of 6.00 AMA PRA Category 1 Credits™. In support of improving patient care, Mayo Clinic College of Medicine and Science is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC) to provide continuing education for the healthcare team. Requirements and guidelines may be amended as CDC, public health and other relevant guidance are adjusted. Learners who do not fulfill the above requirements will be unable to attend the live (in-person) event. LIVE (in-person) attendees must comply with all live course requirements and guidelines and applicable state and local COVID-19 travel restrictions, guidance and resources. We encourage candidates to visit the ABA Siteand ASA Sitefor more information. The follow-up activities are completed online at the ASA Education Center and ASA reports your participation to the ABA. Anesthesia Exam offers educational resources for anesthesiologists preparing for primary certification and MOCA anesthesia board review exams. These online activities include an evaluation of the simulation, formulation of a practice improvement plan, and a follow-up report 1-3 months after the course on your progress in implementing your PI plan. Mayo Clinic), you can earn 25 MOCA part IV (QI) points for attending the course and completing the online follow-up activities. The Basic-part 1 Written-MOCA testing experience is designed to help you simulate the course and thereby simulate the test itself by offering approximately 90 questions, answers, and explanations in the form of both written and audio answers on each test, as well as important test taking tips exactly as is done at the course and requiring a. Each participant has the opportunity to be the prime manager of at least one scenario and to be part of a backup team in other scenarios.īy attending a MOCA Simulation Course at an ASA-Endorsed Simulation Center (i.e. Participants take part in experiential learning where cases are observed followed by post-case analysis. Skill sets for team management, as well as managing hemodynamic and respiratory instability are also reviewed in this course. This course reviews cases that any board certified anesthesiologist ought to be striving to manage. It consists of a series of simulation scenarios followed by debriefing periods with a variety of anesthetic challenges. ![]() This is a one day, simulation-based course that fulfills the simulation requirements for Part IV of MOCA. Course Directors: Andrew Murray, M.D. and Christopher A. If you own a home, you may have built up equity, which is the home’s value, minus what you owe on it. Please contact TD Bank NA if you have any questions. TD Bank NA may utilize third-party providers during the servicing of your loan. You may file complaints and obtain further information about the servicer by contacting the New York State Department of Financial Services Consumer Assistance Unit at 1-80 or by visiting the Department's website at Mortgage and Home Equity Servicing Fee Schedule ![]() Origination fee of $99, which is a finance charge, applies.įor loans secured by New York property: TD Bank NA is registered with the Superintendent of New York. Rate shown includes discount of 0.25% requiring Automatic Payment Deduction from a TD Bank personal checking or savings account. Other rates are available for other loan amounts and terms. As of, APRs for Home Equity Loans range from % to %. Loan terms can range from 5 years to 30 years. % Annual Percentage Rate (APR) is for loan amounts between $100,000 and $499,999 with 120-month term and collateral property in second lien position. If you pay interest only, you will still owe the amounts drawn and your monthly payment will increase when the interest-only period ends.ģThe interest rate is fixed for the life of the loan. When refinancing a mortgage or home equity loan/line, a mortgage discharge fee may apply. Closing costs exist on lines of credit greater than $500,000, investment properties and co-ops. The following fees apply: annual fee of $50 (except on loan amounts less than $50,000) is assessed after one-year anniversary origination fee of $99 is a finance charge an early termination fee of 2% of outstanding principal balance with a max of $450 applies if line of credit is paid off and closed within 24 months from the date the account is opened. The relationship discount may be terminated and the interest rate on this account may increase by % upon closure of the personal checking account. APR calculation includes an origination fee, which is considered a finance charge, and does not include additional fees and charges that may be applicable.Ī TD Bank personal checking account is required to be eligible for the additional % rate discount, which is reflected in the rate shown here. Other rates are available for lines of credit in amounts below $200,000. Minimum line amount for Prime % is $200,000. Consult your tax advisor about the deductibility of interest.ĢAPR is variable based on the Wall Street Journal Prime % to %, and will not exceed 18%. Interest paid on an equity line or equity loan may be tax deductible. Home Equity Loans) for the purpose of post-secondary (college) education financing. TD Bank does not offer closed end loans (i.e. For a property value greater than $2.5 million, additional terms and conditions may apply. For co-ops, additional terms and conditions will apply. Lien position may affect the maximum loan/loan amount.Īvailable on 1–4 family primary or secondary residences, excluding mobile homes, boats, RVs, and homes for sale, under construction or on leased land. For loan/line amounts greater than $500,000, additional terms and conditions will apply. Offer valid on loan/line amounts up to $500,000. ![]() 1) Primary occupancy: a property in which you live most of the year 2) Secondary occupancy: a property in which you live part of the year (e.g., weekends or vacations) 3) Investment: a property that is used by others, in which you may or may not receive rent. Occupancy is related to how you use the property. Maximum combined loan to value (CLTV) is based on creditworthiness, property type, occupancy, lien position and loan amount. ![]() Rates subject to change.Ĭombined loan to value (CLTV) is a percentage calculated by dividing your total outstanding mortgage(s) – or liens – by the market value of the property. Your APR is based on the specific characteristics of your credit application including but not limited to: evaluation of credit history, amount of credit requested, property type, lien position, combined loan to value, and/or geographic location. Rates may vary by state, and are applicable to the state in which the collateral property is located. ![]() Your actual Annual Percentage Rate (APR) may be different than the rates shown. 1The rate is for illustrative and educational purposes only. |
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